Your rental guarantee without a deposit
It's easy, practical and safe and swift!
Rent smartly – the rental guarantee insurance ImmoCaution® without deposit instead of a bank guarantee or cash deposit.
ImmoCaution® is an innovative product for the rental guarantee. It replaces respectively a bank guarantee or cash deposit or any other form of deposit, such as a life insurance for example.
With ImmoCaution® the guarantor, Atradius Crédito y Caución S.A. de Seguros y Reaseguros, fully covers the landlord's request as stipulated in the lease contract up to the insured amount without cash deposit.
more disposable income more safety for you and your lessor faster
Your money remains available for your projects
With ImmoCaution® your money remains at your disposal and you remain flexible. You can thus use your liquid assets to cover other costs such as moving house, fitting out your home, a new TV set, a sofa, etc.
Raising 3 months' rent deposit is not always easy. Furthermore, your rental guarantee on your previous accommodation is very often still blocked or quite simply you do not want to deprive yourself of money that you could use for other purposes.
- If you are moving soon,
you can subscribe to ImmoCaution® rental guarantee surety insurance to avoid tying up 2 to 3 months of rent in a bank account. The bond certificate will be sent to your lessor and a copy will be sent to you within 24 hours.
- If you have already made a bank deposit
or a bank guarantee for your current accommodation, you can recover your rental guarantee by subscribing to ImmoCaution® rental guarantee surety insurance.
The same security, the same value and the same function as a bank deposit or bank guarantee
Your lessor receives a bond certificate that offers him the same security and assurance as a bank guarantee or cash deposit, but thanks to the insurer's analysis of your personal application, ImmoCaution® offers more advantages.
If your lessor has claims against you at the end of your lease, our insurer undertakes to pay your lessor the sum demanded up to the amount stated on your bond certificate and in accordance with the ImmoCaution® general policy conditions.